4320 60th Street San Diego, CA 92115

Offset your mortgage with rental income! This beautifully renovated 4-bedroom, 3-bathroom home in El Cerrito includes a fully separate upstairs studio unit with its own private entrance—perfect for a college student, guest suite, or short/long-term rental. Complete with its own kitchen and bathroom. It's a rare opportunity to live in the main home while earning income from the separate unit. The main residence has been thoughtfully updated from top to bottom—new windows, a brand-new kitchen, modern bathrooms, newer roof, fresh paint, and upgraded flooring throughout. The layout offers generous living space, ideal for families, entertaining, or working from home. Upstairs, the studio features breathtaking views of the bay and surrounding hills, adding even more value and appeal for guests or tenants. Whether you're an investor, multi-gen household, or a buyer looking for a smart financial move, this home offers flexibility and long-term upside. Located in a quiet pocket of El Cerrito with easy access to freeways, shopping, and all that San Diego has to offer—this is a rare opportunity to own a move-in ready home with built-in income potential.